Kultura arbitražnog rešavanja sporova iz osiguranja velikih rizika i reosiguranja - zaštita od sudske aleatornosti

Abstract

Autorka se bavi proučavanjem zastupljenosti arbitraže u onom delu sektora osiguranja koji je ostao izvan optike potrošačkih trendova. Reč je o komercijalnim osiguranjima i reosiguranju. Budući da je arbitraža vrlo razvijena u uporednom pravu i praksi osiguranja, autorka govori o kulturi arbitražnog rešavanja sporova. Pomenuti fenomen je posledica svih pogodnosti koje arbitraža kao svojevrsni privatni sud donosi profesionalnicima iz sveta osiguranja: počev od brzine odlučivanja preko fleksibilnosti u pogledu izbora merodavnog prava do izbora arbitara specijalizovanih ne samo za pravna, već i za tehnička pitanja poslova osiguranja i reosiguranja. Prema mišljenju autorke, ključna pogodnost arbitraže za profesionalce osiguranja je izbegavanjealeatornosti ishoda i trajanja sudskog postupka. Sudska aleatornost najviše tangira poslovni svet, zbog čega privrednicima više odgovara da ugovorom unapred predvide vansudsko telo i proceduru rešavanja potencijalnih sporova. U cilju promovisanja arbitraže u našem pravu, a po ugledu na rešenja iz prvoklasnih pravnih sistema, autorka se zalaže za osnivanje Arbitražnog centra za rešavanje sporova iz osiguranja i reosiguranja pri Udruženju osiguravača Srbije.

In this paper author is dealing with the presence of arbitration in the part of the insurance sector that is outside of consumer trends. It is about commercial insurances and reinsurance. Having in mind that disputes settlement before arbitration is widely developed in comparative law and practice author is speaking about culture of arbitration. Mentioned phenomenon is a consequence of all conveniences related with arbitration as a private jurisdiction: starting from the time necessary to make decision across flexibility of determination of applicable law to an election of arbitrators specialized not only for legal but also for technical issues of insurance and reinsurance. According to the author the key advantage of arbitration for insurance professionals is avoidance of uncertain outcome of judicial proceeding as well as the duration of the proceeding. Judicial uncertainty mostly affects businessmen. That's why business world prefers to predict ahead body of alternative dispute resolution and the procedure before this body. In order to promote arbitration in Serbian law - based on solutions from the best legal systems - author is advocating for the establishment of Arbitration Center for insurance and reinsurance disputes at the Insurance Association of Serbia.